🏡 Summit County Luxury Real Estate Market Report – Fall/Winter 2025

Introduction: A Market Defined by Scarcity and Demand

The Summit County luxury real estate market continues to show strength heading into the 2025/2026 ski season. Buyers from across the country — especially Texas, California, and Chicago — are driving demand for second homes and year-round residences. With limited land availability, ski-in/ski-out premiums, and evolving lifestyle preferences, luxury properties here remain among the most coveted in the Colorado Rockies.

This report covers current pricing, neighborhood trends, and what buyers and sellers should expect heading into 2026.

📊 Current Market Snapshot (Fall 2025)

• Median Luxury Price (>$2.5M): $3.9M, up ~6% year-over-year.

• Ultra-Luxury Segment ($6M+): Concentrated in Breckenridge (Shock Hill, Timber Trail) with growing demand in Keystone and Silverthorne.

• Active Listings Over $2.5M: Fewer than 45 homes county-wide at the start of ski season.

• Days on Market: Luxury properties average 68 days, but true ski-in/ski-out often sell in under 30.

📍 Neighborhood Highlights

Breckenridge

• Still the heart of Summit County luxury.

• Shock Hill & Timber Trail: Homes above $8M draw strong buyer interest despite limited availability.

• The Highlands: More inventory in the $3.5M–$6M range, with big views and larger estates.

Keystone

• Dercum’s Dash and Keystone Ranch seeing increased interest.

• Luxury buyers like Keystone’s balance of ski access, golf, and proximity to I-70.

• Price range: $3.5M–$6M.

Silverthorne

• Eagles Nest & Summit Sky Ranch attracting modern mountain luxury buyers.

• Popular with Denver-based second-homeowners due to ease of access.

• Price range: $2.8M–$5M.

Frisco

• Boutique luxury inventory with walkability to Main Street.

• Homes here are rare, but when available, typically list between $3M–$6M.

Copper Mountain

• Lewis Ranch remains the premier gated ski-in/ski-out option outside Breckenridge.

• Luxury estates from $3.5M–$7M.

💵 Key Market Trends

1. Ski-In/Ski-Out Premiums

Ski-in/ski-out properties command a 25–40% premium over similar non-slope homes. The scarcity of true slope-side inventory ensures values continue to climb.

2. Lifestyle Amenities Are Non-Negotiable

Luxury buyers now expect:

• Oxygenation systems in primary suites.

• Spa-inspired bathrooms.

• Heated outdoor living spaces.

• Smart home technology and seamless indoor-outdoor design.

3. Demand for New Construction

With limited resale options, buyers increasingly seek new construction. However, available land is scarce, pushing prices upward.

4. Year-Round Living Growth

Remote work and lifestyle migration mean more buyers want homes suitable for full-time living, not just seasonal escapes.

🏦 Buyer Insights

• Inventory Remains Tight: Buyers must be prepared to move quickly, especially for Breckenridge estates.

• Financing Considerations: Jumbo loans and cash purchases dominate this market. DSCR and asset-based lending are used for investment-oriented buyers.

• Out-of-State Buyers: Many affluent buyers are relocating from Texas and California for cooler summers and ski access.

💼 Seller Insights

• Sellers Have Leverage: With limited competition, properly priced luxury homes attract strong offers.

• Presentation Matters: Luxury buyers expect move-in ready, turnkey properties. High-end staging and professional marketing are essential.

• Timing Strategy: Listing ahead of ski season (late fall) or spring break yields the most exposure.

🔮 Market Outlook for 2026

Looking ahead, the Summit County luxury market shows no signs of slowing:

• Price Appreciation: Expect steady 5–7% growth, with ski-in/ski-out closer to 8–10%.

• Buyer Demographics: Continued influx from urban markets; younger affluent buyers seeking mountain lifestyles.

• Inventory Constraints: Land scarcity, zoning regulations, and limited new developments will keep supply tight.

Bottom line: Summit County remains one of the most secure long-term luxury real estate investments in the Rockies.

🎯 Final Thoughts

The Summit County luxury market is competitive, fast-moving, and defined by scarcity. Whether you’re a buyer looking for a ski-in/ski-out estate or a seller considering timing, local expertise is the difference-maker.

As a top-producing luxury agent in Summit County, I specialize in:

• Securing off-market and private listings for buyers.

• Helping sellers maximize exposure and value in the ultra-luxury space.

• Providing the market insights buyers and sellers need to make confident decisions.

👉 If you’re ready to explore Summit County’s luxury market this season, I’d be happy to share tailored strategies, private opportunities, and detailed market data.

845.637.7337

Anthony.Sole@LivSothebysRealty.com